During the Black Friday sale, you can enjoy big discounts on various products, including home security systems. A home security system is a smart device that protects homes from burglary and prevents crime. Since it is an expensive technology, the holiday sale is the best time to get it when retailers offer price cuts. Below are some of the best home security deals to expect in 2022 from top brands. Abode Abode is known to reduce the prices of its starter kits, cameras, and security system components during the year-end sale. This time, too, there may be a lot of discounts. Its iota All-in-One Security kit currently sells for $245, 26% off its original price of $329. The cost may drop further during the sale period. Some other Abode products to check out are the Smart Security kit and Abode Cam 2. SimpliSafe SimpliSafe’s discounts help people save money throughout the year. Ahead of Black Friday, its home security systems are selling at a discount of around 40%. Besides other products, you can expect to see its newly launched Wireless Outdoor Security Camera appear in the sale. Early shoppers may get 45% off security systems for a limited time. ADT While this year’s deals are not out yet, expect to get the newest and best-selling ADT security cameras and video doorbells from SafeStreets at the lowest prices during the Black Friday sale. You may also get a $100 gift card from SafeStreets on signing up for a new ADT home security system. Further, expect free installation for ADT video doorbells and outdoor cameras. Cove In the past, Cove has offered attractive discount codes that have helped customers save up to 50%. They may offer bigger discounts in 2022. Cove’s DIY security system is one of the best. It includes door and window sensors and indoor, outdoor, and doorbell cameras.

Safety and security should always be the first priority for every homeowner. Today, with the emergence of cutting-edge home security systems, one can ensure heightened security even in the absence of security personnel or inhabitants. The key is to look for superior-quality security equipment and install them at the right places. Here are some home security deals one can expect during the upcoming Black Friday 2023: Security cameras and surveillance systems To err is human, and that’s why security cameras are now working in tandem with human security personnel to ensure increased safety. Buying the right security cameras is all about researching different brands and understanding one’s requirements. These brands offered lucrative discounts on security cameras last Black Friday: Lorex Lorex is a one-stop-shop for a wide range of security cameras. These cameras offer 2K resolution, person recognition, a privacy mode, a spotlight, a siren, etc. Lorex was among the first security system brands to announce deals last Black Friday, with up to 50% discounts on specific security cameras and systems. Hence, these cameras should be on one’s shopping list this year. Arlo Arlo’s premium security cameras are equipped with features like 4K HDR video, 12x digital zoom, and enhanced color night vision. Moreover, the Arlo Ultra Series cameras are 100% wireless and resilient. Arlo offered discounts from $20 to $70 on individual security cameras last year and up to a whopping $260 off on multi-camera bundles. Smart doorbells Today, doorbells are no longer mere buttons to alert inhabitants that someone’s at the door. Smart doorbells come with built-in video cameras that allow one to identify visitors before opening the door for them, maximizing safety and security. These bespoke brands offered smart doorbells at discounted prices last Black Friday: Ring This brand manufacturing doorbell camera has consistently offered its products on sale during shopping seasons like Black Friday and Cyber Monday.

Safety and security are the topmost priorities for every homeowner. Today, technology has considerably transformed the functioning of security systems; however, effectively utilizing such technology is essential for enhanced security and vigilance. Security cameras play a crucial role in ensuring safety and security by recording the occurrences on the premises. Installing security cameras at the right places allows one to identify such activities efficiently. Here are some of the worst places to install security cameras: Behind camera obstructions Sometimes, certain obstructions to the security camera may not be very evident until the cameras are installed. However, it is essential to thoroughly examine the space to ensure that there are no obstructions that may block the camera’s lens. Any object may pose as an obstruction to the camera’s range of view, from barks of trees in the garden to furniture indoors. Inside private spaces While security cameras are intended to ensure safety, installing cameras in private spaces actually implies violating the safety of inhabitants and visitors. Such private spaces include washrooms, changing rooms, and bedrooms. A better idea to ensure safety is to place security cameras in all the common areas leading to these spaces, so that the occupants’ privacy is not compromised even while their safety is ensured. Pointed at neighbors While one can place security cameras anywhere inside their premises, cameras faced at one’s neighbor’s homes or gardens can infringe upon their privacy. It is important to place security cameras such that they record only the activities taking place within one’s home or premises. Pointed at unlikely entrances and spots The fact is that most burglars enter homes and other private areas through regular front and back entrances, as opposed to unlikely spots. Studies have shown that 34% of burglars sneak into homes through front doors, while 22% enter through the first-floor window.

Home security systems are devices to protect your family and property. And Cyber Monday is that time of the year to find real bargains on cameras, motion sensors, and more. Though there are a few months left for the Cyber Monday sale, a look at last year’s deals will give you an estimate of what to expect this year. Here are 10 best Cyber Monday deals on home security to watch out for. Ring Enjoy huge savings while protecting your home with Ring’s home security products, which was on sale for $80 last year. Here are some of the products you will get great discounts on: Stick-up Cam Battery, Stick-up Cam Plug-in, Ring Alarm systems, security camera multipacks, and more. Arlo Arlo is one brand you should not miss for best home security deals. Last year, it offered maximum discounts on its multiple camera packs. Also, Arlo has shown up on Cyber Monday for the last three years and is likely to offer deals during this year as well. Simplisafe 12-piece wireless home security system Usually, Simplisafe offers deals throughout the year with 25 percent off on its home security systems. Last year, the company offered a massive 50 percent off on their regular prices. You can choose this system kit that includes alarms, sensors, cameras, and more. Google Nest Google products also join in the Cyber Monday sales. Whether you are looking for a Google Nest Doorbell or a Cam Battery, you are lucky as you can get them at discounted prices. A great tip to save more is to bundle two or four battery-powered Nest Cams. Blink Blink’s products are compact and feature-rich that also work with Alexa. Last year Amazon offered Blink’s 5-camera kit priced at $379.99 at a discount of $130 which was one of the best deals on home security cameras.

Most homes require renovation over time due to wear and tear or when one plans to sell the space. One key element that might need replacement in such instances is the front door. The front door is the first thing people see when visitors arrive at one’s home. However, a lack of experience can lead to mistakes when replacing the front door, which may affect the functionality and the appeal of the home space. Not measuring the door accurately One must carefully measure the rough opening, especially if one is getting a pre-hung door with a jamb and threshold included. Homeowners should measure from the header at the top of the door opening to the sub-floor and from jack stud to jack stud. It is important to measure in three places–at the top, middle, and bottom for jack studs, and right, middle and left for the header. Using the smallest of the three measurements will help determine if there are any variations. Overlooking aesthetic and design Since the front door is the first thing most people would notice before entering a home, it is important to focus on its aesthetic. Homeowners should take time to consider multiple designs when selecting a door. Many websites help individuals customize the front doors to suit their preferences. Ignoring security When choosing a front door, it is important to look beyond its appearance. Security is a crucial aspect to consider. For instance, while a clear and decorative glass door improves home aesthetics, it might compromise the safety of the occupants. One must consider investing in a door with a mini-blind or obscure glass pane to improve privacy. Moreover, adding security features like a doorbell with a camera and relevant movement sensors could help improve one’s security. Lack of research If one does not conduct adequate research, one might buy a door that does not match their requirements.

According to FBI reports, there are over 1 million burglaries every year across the country. It is essential to keep our homes and businesses safe. One way of doing so is by installing a security system around the premises. The most essential part of this system is the security camera, which helps you keep an eye on the place even when you’re not around. Avoid these common mistakes when installing security cameras: Choosing the wrong location for the cameras The most important factor when installing cameras is their location. For them to truly be beneficial, they need to have a clear line of sight to your areas of interest (such as doors or lockers). Having some visible cameras is also a great way to ward off intruders. Other cameras can be more discreetly placed to monitor areas without their knowledge. That’s not all. Putting security cameras too low lets any criminal disable the surveillance system by cutting the wires or spraying black paint on it. Ensure that the cameras are placed at a higher level, so criminals cannot reach them without a ladder. Having bad security software Security cameras and surveillance systems are only as good as the software that backs them up. Ensure you invest in quality security camera software that can be updated regularly. Not having a backup power source Keeping your cameras online, especially during power outages, is important to prevent burglaries on your property. Install a backup power source when installing your cameras to avoid this risk. Not being careful when you DIY Often, camera installation mistakes happen when people try to put up their cameras themselves. If you would like to carry out the installation yourself, look for easy plug-and-play security options like Lorex Wireless Security Cameras that connect to your WiFi network in minutes and record all the data to an onboard MicroSD card or call a professional camera installation service to do it for you.

Despite the iPhone’s many advanced security features, the risk of malware remains for one reason ― it is connected to the web. Hackers can still access a phone via the internet, which is why there are antivirus programs to keep sensitive data protected. Picking the right antivirus for the iPhone comes down to the safety options that are offered. Here are some of the best antivirus software that come with robust security features. McAfee Antivirus Plus The McAfee Antivirus Plus offers protection for cloud-based offline and online data for your iPhone. It has a strong firewall, apt malware identification, and quick spam filtration that can be used across multiple devices at home. It protects your identity over the internet and reduces the risk of online theft. Although there is a lack of parental control features, the multi-device security makes it worth getting, especially if many family members own iPhones and other Apple devices. Bitdefender Mobile Security for iOS This antivirus software by Bitdefender offers VPN protection for encrypted data transfer. It will protect your online activity and secure any sensitive information sent via the web. There is also a way to check for breaches of privacy so that you’re always aware of a third-party invader. The software also shields the user from clicking on a malicious page, putting their data at risk. Bitdefender is a good program for privacy and protection in an antivirus for their iPhone. Kaspersky Security Cloud for iOS Kaspersky offers all-around protection for iOS with features like VPN, password manager, and Home Wi-Fi security. It activates automatically when a dangerous connection is detected over the internet. This saves your phone from phishing, false advertising, and other online vulnerabilities which would otherwise spew viruses into the system. The Kaspersky Safe Kids, which comes with the software, is great for adjusting parental controls and protecting the content a child is exposed to.

Today, there are several provisions for people with physical disabilities to lead comfortable and dignified lives in every way – physically, mentally, and financially. Insurance is an integral part of financial security for those with disabilities. Once the U.S. Social Security Administration (SSA) qualifies a person as suffering from a disability, individuals can apply for financial benefits for themselves and their families. So, here are some insurance benefits that people with disabilities can avail of: 1. Medicare benefits Medicare offers many benefits to those with disabilities, and these benefits are usually classified into three parts: Medicare A: Medicare A covers inpatient hospital costs, hospice care, and a part of home health care. However, it doesn’t cover custodial care, wherein one seeks help with daily activities at home. Medicare B: This part of Medicare financially reimburses outpatient care and services availed from doctors, physiotherapists, occupational therapists, etc. It also includes coverage for ambulance services and any equipment bought to aid in everyday tasks. Medicare D: Medicare D is available to all individuals – even those who do not have a disability – and covers prescription treatments. 2. Social Security Disability Insurance The SSA offers Social Security Disability Insurance, which provides monthly financial help to those incapacitated by a disability. To qualify, a person should be diagnosed with a long-term disability that prevents them from continuing with their work. The insurance also provides benefits to the person’s immediate family members in the event of the person’s death due to the disability. 3. Ticket to Work Program The Ticket to Work Program is another initiative by the SSA, which ensures that those with a disability can get back to work and become financially independent while continuing to receive all the disability benefits. 4. Medicaid Unlike Medicare, Medicaid only provides health insurance coverage to those below 65 years of age and who have certain disabilities.

The process of securing a home loan can be both exciting and daunting. A home loan is a noteworthy financial investment that requires careful consideration and meticulous planning. Unfortunately, many make mistakes during application, leading to costly consequences in the future. This is mainly the case with first-time homebuyers. Here are a few common pitfalls to avoid when applying for a home loan to ensure a smoother and successful application experience. Neglecting the credit score One’s credit score is a vital factor in securing a home loan. Failing to check and improve this score beforehand is a mistake. Lenders heavily rely on this metric to assess the borrower’s creditworthiness. Individuals should take the time to review their credit reports, rectify inaccuracies, and work on boosting their scores before initiating the application process. Overlooking pre-approval Getting pre-approved gives a clear picture of the loan amount one qualifies for and reassures sellers that the buyer is serious and financially capable. By bypassing this step, applicants may find themselves in a weaker negotiating position or even risk losing out on their dream home to a more prepared buyer. Ignoring the importance of a down payment While many loan programs have low down payments, experts recommend paying a significant sum upfront. A larger down payment reduces the overall loan amount, leads to lower monthly mortgage payments, and offers more favorable interest rates. Overlooking this aspect can lead to higher costs in the long run. Not shopping around for lenders Settling for the first bank or financial institution can be a costly mistake. The terms, fees, and interest rates vary from one lender to another. By not comparing offers from multiple sources, applicants may end up with a loan that doesn’t align with their financial goals. Shopping around and getting quotes from different lenders can help save money over the life of the loan.

Smart home deals can help you build the high-tech home of your dreams without breaking the bank, especially during the Cyber Monday sales. This year, save money on smart home products that make your home safer and more secure and your daily life more convenient. Check out some of the best deals on smart home devices available last year, so you know what to expect this year. Smart Doorbell The Ring Video Doorbell Pro allows people to answer the door from anywhere and can help secure their homes. The Ring Pro communicates with Alexa and sends alerts to Echo devices, allowing users to hear and speak to visitors completely hands-free. This holiday season, Amazon might offer it for as little as $100. Security Cam Arlo Pro 4 offers one of the best outdoor security cameras. This bundle includes three cameras, their respective batteries, and some extras such as a yard sign and anti-theft mounts, all for the same price as buying two of these cameras separately. At $200 off on Cyber Monday, this would be an offer you wouldn’t refuse. Smart Locks The August smart locks are remarkable for their convenient features and ease of connectivity. They include automatic locking and unlocking, a guest access record to monitor arrivals and departures, and electronic keys for visitors. The August Connect Wi-Fi Bridge, which provides remote control via the August app and voice control via Amazon Alexa and Google Assistant, is included in the discounted price of $120, while the Wi-Fi Bridge usually costs $79. Thermostat The smart thermostat uses technology to recognize your habits and make adjustments to save energy. The Nest thermostat, for example, often reduces heating and cooling costs by 10-12% and 15%, respectively, so it pays for itself. You can use the Nest app on your phone, tablet, or laptop to manage your thermostat from any location.

While the progress of technology has led to many favorable outcomes, it has also increased opportunities for crime. The term ‘home theft’ used to refer to break-ins and robberies; now, it refers to scammers using technology to commit real estate fraud and steal home title deeds. This can land people into high amounts of debt, lead to foreclosure, or damage their credit scores. So, here are four ways to protect oneself from home title theft: Keep track of mail The post is addressed to one’s registered address. If one stops receiving important posted mail such as credit cards or electricity bills to one’s home, it may be a sign that someone has changed their address. One must keep a careful eye on the mail and report any suspicious activity. Monitor credit reports Everyone can receive one free credit report annually from the three major credit bureaus – Equifax, Experian, and TransUnion. Tap into these resources regularly and monitor the reports and credit scores. Watch out for any suspicious new accounts that may have been created or any unauthorized activity on pre-existing accounts. These steps can help one recognize dubious activity and flag it promptly. Invest in title insurance One must also get coverage for the owner’s title insurance policy. This can help protect one in case any liens or claims are filed against the property they own. Title protection services may also be of interest to some people. Please vet these options carefully before choosing a plan. Be cautious with personal information Home title theft requires a great deal of personal information. Those with compromised data may be at higher risk for these scams. Thus, exercising great care with one’s personal information is important. Take the following precautions to keep personal information safe: Shred unwanted documents containing personal information, such as bank statements or bills.

If mortgage refinancing (mtg refi) rates today are low, many homeowners will rush to refinance their mortgages. It is quite appealing to opt for mortgage refinancing when one can secure a lower rate. This often helps in lowering monthly payments. In addition, refinancing helps pay off the mortgage quicker; some even cash out the equity on their home. Here are few reasons why one should consider mortgage refinancing: Get a lower interest rate If mtg refi rates are low, getting a mortgage refinancing makes complete sense. This is because the interest rate on the existing mortgage will get lower. There can be a saving of nearly 1 to 2 percent. With lower interest rates through refinancing, one can save money. Moreover, there will be an increase in the rate of building equity on the house. In addition, monthly payments will become lower. It is usually recommended to opt for refinancing when the interest rate can be lowered by a minimum of 2 percent. Reduce the loan term Whenever mtg refi rates fall, homeowners can take the opportunity to get a shorter loan term on an existing loan. However, there won’t be much change in the monthly payments in such cases. The repayment term almost reduces by half, with any change to the monthly payment amount. In some cases, the monthly payment might rise slightly. So, it is important to do the due diligence before opting for mortgage refinancing. Convert Fixed-rate or ARM In most cases, adjustable-rate mortgages (ARMs) offer lower rates compared to fixed-rate mortgages. However, if there are periodic adjustments, the rate for an ARM may be more. In such cases, it is beneficial to convert to a fixed-rate mortgage with lower interest rates. This will help in securing against future hikes in the rates. On the other hand, for homeowners who do not plan to stay in their current homes and want to quickly pay off the monthly payments, converting a fixed rate to ARM is beneficial.